How the loan works

Application FAQs

  • How do I apply?

    Please be aware that this is an online product, you will need to be able to  apply and manage your account either through the website or by downloading the IKEA Financial Services App.

  • How do I shop with my loan?

    Unfortunately, it is not possible to split payments by using multiple payment methods, including your loan, when shopping online. Please remember to include any additional services you may require, such as installation, delivery or collection charges in to the loan amount you request.

    Should your application be approved, we will issue you with a virtual card upon which, you will have 90 days to spend up to your loan value. Please consider this when making your application.

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